Stage 06 · Prototype
First Home in 60 seconds
A discovery sketch — the kind I'd build in week one to align lenders, risk and design on a shared understanding of the customer problem. Click around. Toggle the PM annotations to see the craft behind it.
9:41ASB · Concept●●●
Home Loans · First Home
What could we lend you?
Indicative borrowing power
$346,000
~$614/wk repayments30-yr P&I
80–90% LVR81% loan-to-value
Above 80% — a low-equity premium or margin may apply, subject to RBNZ speed-limit policy.
Try a scenario
Indicative only. Not a credit decision. Assumes a test rate of 8.5% (servicing buffer), 30-yr P&I, and no other commitments beyond those entered. Final lending subject to credit assessment and Responsible Lending obligations.